If you are one of the approximately 10 million Canadians covered under a group Long Term Disability plan (LTD) it’s important to understand what your coverage provides. Don’t wait until after you’re disabled to read the employee handbook, because you could have a few surprises!How much coverage do I really have?
When do I start getting benefits?
Is this benefit taxable to me?
What else do I need to know when I enroll in an LTD plan?
Are there other options?
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